Is It Worth It To Insure Your Pets?

You’ve probably heard it before – not once, not twice – that insurance is here to stay. But wait; are you a pet owner? Have you insured them?

Given the significant advancement of the veterinary medicine industry in recent years, it is no surprise that pets can now live a healthy and longer life. Veterinary neurologists, veterinary cardiologists, and veterinary cancer specialists are the people that everyone seemingly looks up to when their pets are feeling unwell, but this comes at the cost of hundreds to thousands of dollars.

For pet owners, it is worth noting that hiring a vet for your dog or cat can go beyond your budget, and sometimes you may give up due to lack of money. However, getting pet insurance reduces the financial stress caused by hefty veterinary bills.

What are the advantages of pet insurance?

1. You can save the life of your pet

There is nothing satisfying than having the peace of mind that your pet is protected against any emergency. Many pet owners make the decision to hire a veterinary specialist based on financial costs, not medical bills. This means that the life of your pets depends on the amount of money you are likely to spend on vet bills. However, pet insurance can make the difference between life and death. You don’t have to worry about losing your loved one to sickness or accidents.

2. Pet insurance allows you to budget for pet care costs

The premiums you pay for pet insurance entirely depends on the type of policy you choose and the animal you are insuring. Top providers allow you to pay your premiums monthly, semi-annually, or annually. This allows you to choose a flexible plan that works for you. You can also enjoy lucrative discounts if you insure more than one pet.

3. You can choose your preferred veterinarian

Unlike medical insurance covers for persons that require you to go to a specific health facility, pet insurance providers allow you to choose a veterinarian of your choice. You are only required to submit a veterinary bill to your insurance provider, and they will dispatch the payments.

4. Pet insurance prevents you from using your family’s emergency funds

Frankly, it is not easy to set up a savings account for a pet. The only guaranteed way to authorize medical treatment for your pet is by purchasing an insurance cover. It is traumatizing to see your beloved dog succumb to death because you fear using your family’s emergency funds or because you don’t have enough money to cater for veterinary expenses. Pet insurance policy could save the life of your dog!

So, is it worth to insure your pets?

It goes without saying that buying pet insurance is worth every cent. Like other insurance covers, pet insurance comes in handy to protect your cats and dogs from the unforeseen. Remember, one of every three pets need emergency care every year, and you risk clearing all your savings for vet fees if you don’t have pet insurance.